Convertibles for Sale in Guelph, ON

Request More Info

Complete the form below to get a quick response
  • This field is for validation purposes and should be left unchanged.

Book A Test Drive

If you like a new or used vehicle shown on our site and would like to see how it handles, schedule a test drive below. One of our salespeople will contact you shortly to confirm the time and date.
  • Please choose a time range above
  • This field is for validation purposes and should be left unchanged.
14 Matching Vehicles Found

Vehicle Info
Recently Modified
New this week
New this month
This Ford Mustang has a powerful 3.7 L engine powering this Automatic transmission. Rear Camera, Air Conditioning, Bluetooth, Heated Front Seats, Tilt Steering Wheel. This Ford Mustang Features the Following Options Telescoping Steering Wheel, Power Windows, Power Locks, Parking Sensors, Leather Steering Wheel, Keyless Entry, Cruise Control, Traction Control, Push Button Start, Power Mirrors, Power Drivers Seat, Info Centre, 18" Alloy Wheels. Stop By Today Stop by Mark Wilson's Better Used Cars located at 5055 Whitelaw Road, Guelph, ON N1H 6J4 for a quick visit and a great vehicle! 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. - Former Daily Rental WARRANTY: Balance Of 3Yr or 60,000km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr 100,000km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. - Former Daily Rental WARRANTY: Balance Of 3Yr or 60,000km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr 100,000km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
People can't stop talking about this highly touted 2017 Ford Mustang V6 Convertible! Impressive Features Make This Ford Mustang V6 Convertible Stand Out From The Crowd Rear Camera, Air Conditioning, Bluetooth, Heated Front Seats, Tilt Steering Wheel, Telescoping Steering Wheel, Power Windows, Power Locks, Parking Sensors, Leather Steering Wheel. Visit Us Today Stop by Mark Wilson's Better Used Cars located at 5055 Whitelaw Road, Guelph, ON N1H 6J4 for a quick visit and a great vehicle! 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. - Former Daily Rental. WARRANTY: Balance Of 3Yr or 60,000km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr 100,000km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. - Former Daily Rental WARRANTY: Balance Of 3Yr or 60,000km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr 100,000km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Balance of 3Yr or Unlimited km Comprehensive and Balance of 5Yr Unlimited km Power Train Warranty. Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
This Mazda MX-5 has a dependable 2.0 L engine powering this Automatic transmission. Rear Camera, Air Conditioning, Bluetooth, Tilt Steering Wheel, Telescoping Steering Wheel. This Mazda MX-5 Will Take You Further With These Options: Power Windows, Power Locks, Keyless Entry, Cruise Control, Alloy Wheels, Traction Control, Push Button Start, Power Mirrors, Info Centre. Stylish, Sleek, and Sporty. What More Could You Want? Stop By Today Test drive this must-see, must-drive, must-own beauty today at Mark Wilson's Better Used Cars, 5055 Whitelaw Road, Guelph, ON N1H 6J4. 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. WARRANTY: Balance Of 3Yr or Unlimited km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr Unlimited km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
Find out why everyone is talking about this highly touted 2015 Volkswagen Beetle Comfortline Convertible! This Volkswagen Beetle Comfortline Convertible Is Well Equipped: Leather, Air Conditioning, Heated Front Seats, Tilt Steering Wheel, Telescoping Steering Wheel, Power Windows, Power Locks, Keyless Entry, Cruise Control, Traction Control. Visit Us Today Stop by Mark Wilson's Better Used Cars located at 5055 Whitelaw Road, Guelph, ON N1H 6J4 for a quick visit and a great vehicle! 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Free Carproof Report Included. WARRANTY: Balance Of 4Yr or 80,000km Manufacturer Comprehensive Warranty And Balance Of Manufacturer 5Yr 100,000km Power Train Warranty EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Balance of 3Yr or 60,000km Comprehensive and Balance of 5Yr 100,000km Power Train Warranty. Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Balance of 5Yr 100,000km Power Train Warranty. Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
Leather, Air Conditioning, Bluetooth, Heated Front Seats, Tilt Steering Wheel, Telescoping Steering Wheel, Power Windows, Power Locks, Parking Sensors, Leather Steering Wheel. This FIAT 500 has a strong 1.4L engine powering this Automatic transmission. Experience a Fully-Loaded FIAT 500 Lounge Convertible with: Keyless Entry, Cruise Control, Alloy Wheels, Traction Control, Power Mirrors, Info Centre, 5 Passenger, Bose Sound System. Visit Us Today Stop by Mark Wilson's Better Used Cars located at 5055 Whitelaw Road, Guelph, ON N1H 6J4 for a quick visit and a great vehicle! 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Clean Carproof - Free Carproof Report Included. EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
Come See 500+ Cars In One Location! History: Clean Carproof - Free Carproof report available Warranty: Extended Warranties are available. _________________________________________________________________ Hassle-free with no-haggle pricing. Full safety inspection including oil change, etesting and professional detailing prior to delivery! 5 day exchange policy. 30 Day Warranty: 30 days or 3000 kms, 100% Mechanical Items! Cash prices shown exclude HST & Licensing Fees. No Admin Fees! Zero down and no payments for 180 days available! OAC Accrued interest is added to the loan on 6 month payment deferrals. BAD CREDIT APPROVED HERE! You don't need perfect credit to get a vehicle loan at Wilson's! We understand that bad things happen to good people. If you have been employed for a minimum of 3 months with a gross monthly income of $1800, we will get you approved! (Down-payment or co-signer may be required) We make every reasonable attempt to ensure options are correct but please verify with your sales professional. Welcome to the Wilson's Family! We are here to provide you with an Awesome Customer Experience, which we have been doing since 1961!
 
This Jeep Wrangler has a strong 3.8L engine powering this Automatic transmission. Air Conditioning, Bluetooth, Tilt Steering Wheel, Telescoping Steering Wheel, Power Windows. This Jeep Wrangler Features the Following Options Power Locks, Leather Steering Wheel, Keyless Entry, Cruise Control, Traction Control, Power Mirrors, Info Centre, 5 Passenger, 4WD, Alpine Stereo, 17" Alloy Wheels. Visit Us Today A short visit to Mark Wilson's Better Used Cars located at 5055 Whitelaw Road, Guelph, ON N1H 6J4 can get you an impressive Wrangler today! 500+ Vehicles In One Convenient Location. Hassle-Free No-Haggle Pricing TRADE-INS: We Love Trade Ins!! Hassle Free Top Dollar Trade In Values!! Qualified Appraisers On Duty! HISTORY: Free Carproof Report Included. EXTENDED WARRANTY: Available Starting At 1099.00. 30 Day Warranty: 30 Days Or 3000 Kms, 100% Mechanical Items! 5 Day Exchange Policy! Full Safety Inspection Including Oil Change, And Professional Detailing Prior To Delivery! Free Nitrogen In The Tires: Saves Tire Wear And Better Fuel Mileage FINANCING: Better Than Bank Rate Financing! We Have Expert Credit Specialists Always Available! Home Of Zero Down, No Payments For 180 Days Available! (OAC, Interest Added To Loan) BAD CREDIT APPROVED HERE: You Don't Need Perfect Credit To Get A Vehicle Loan At Wilson's! We Understand That! Bad Things Happen To Good People. If You Have Been Employed For A Minimum Of 3 Months With A Gross Monthly Income Of $1800, We Will Get You Approved! (Down-Payment Or Co-Signer May Be Required) We Accept: Self Employed - ODSP - Disability Income - Child Tax Credit - Ontario Works - CPP - Previous Bankruptcy Cash Prices Shown Exclude Hst & Licensing Fees. No Admin Fees! 2015-2018 Vehicles May Be Daily Rentals, Please Inquire With Your Salesperson. We Make Every Reasonable Attempt To Ensure Options Are Correct But Please Verify With Your Sales Professional
 

MPG Disclaimer:

† The L/100km ratings being used are based on the "Natural Resources Canada’s Fuel Consumption Guide." Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.




Custom




Payment Details

Estimated Amount Financed:
«
»

*All quoted payments exclude 13% HST and Licensing. Terms available: 2017-2015 = 84 months, 2014-2013 = 72 months, 2012-2010 = 60 months on approved credit. 96 months Term are available on qualified 2016 and 2017 vehicles OAC. Bank fees and broker fees are included in quoted payments. Where the term is 84-95 months there is a .75% rate increase, 96 month term incurs up to 1.5% rate increase Cost of borrowing on a loan of $20,000 at 4.75% annually for 5 years the borrowing cost would be $2,501.80. APR 5.73%. All loans are OAC. Wilsons is not responsible for pricing errors.

Disclaimer:

*All quoted payments exclude 13% HST and Licensing. Terms available: 2017-2015 = 84 months, 2014-2013 = 72 months, 2012-2010 = 60 months on approved credit. 96 months Term are available on qualified 2016 and 2017 vehicles OAC. Bank fees and broker fees are included in quoted payments. Where the term is 84-95 months there is a .75% rate increase, 96 month term incurs up to 1.5% rate increase Cost of borrowing on a loan of $20,000 at 4.75% annually for 5 years the borrowing cost would be $2,501.80. APR 5.73%. All loans are OAC. Wilsons is not responsible for pricing errors.